How does Google Pay work at checkout?
We’ve all heard the news: Google’s mobile payment system, Google Pay, is here. And while this isn’t something that most people need to put a lot of thought into—the setup is pretty simple—it’s still good to know how it works. It turns out that when you pay with your phone at checkout, a few steps are involved in making it easier for you and more secure for everyone else. Let’s take a look at each of them in detail!
Get the app.
Get the app.
- If you’re shopping on a mobile device, download the Google Pay app from either the Google Play Store or Apple App Store. You can also use it for online transactions at the checkout by simply entering your email address and password to log in (if you’ve already used Google Pay before) or creating a new account.
Set up your payment information.
- Open the Google Pay app on your Android or iPhone, and select “Add card.”
- Enter your card number and expiration date, then add a nickname for the card to help you remember it later (this can be anything—try using a photo of the card if that’s easier).
- Choose whether to take a picture of your credit card or enter its security code manually, then enter the three-digit security code on your credit card and tap “Done.”
- Tap “Save” to save this payment information as default; in future transactions, you’ll be able to use this protected information instead of manually entering it at checkout time.
Put your phone near the terminal.
You can set up a Google Pay account with your debit card, credit card, or gift card. If you already have a Google account, use the same email address to sign up for Google Pay.
If you’re using an Android phone with Near Field Communication (NFC), hold the back of your phone against the contactless payment terminal as if you’re paying by tapping it at the airport. If your merchant doesn’t accept NFC payments, scan this barcode when prompted to add funds: [insert another link here]. If started at checkout to choose between Apple Pay and Google Pay, use Apple Pay if possible because it’s faster than using an unsecured browser on an insecure connection from an unknown device (like yours).
Confirm with your fingerprint or PIN code.
You’ll be prompted to confirm your payment by either touching the fingerprint reader on your device or entering your PIN code.
If you’re using a fingerprint reader, Google Pay will ask you to put your finger on it. Choosing this option will complete the transaction and send you back to the app’s checkout screen, where you can continue shopping.
With Google Pay, you can use your phone to pay for things at stores with contactless readers.
With Google Pay, you can use your phone to pay for things at stores with contactless readers. This means that instead of swiping a card or pulling out cash, you tap your phone to the reader and let it do all the work for you. In addition, when shopping online, Google Pay will work with most major e-commerce sites via websites and apps that support Apple Pay, Samsung Pay, or Android Pay — not just in mobile apps but also on web browsers.
Conclusion
The Google Pay checkout process is simple and secure. You can pay using your eligible Mastercard or Visa credit card and debit card. To get started at checkout, you’ll be asked to enter your mobile phone number and select which card you want to use for payment. Once you’ve verified your payment information with a security code sent by SMS or email, the order will be processed instantly in the background without further steps!
Leverage this opportunity to show off some of the technical details behind Google Pay’s seamless integration with online stores—things like how it uses tokenization instead of storing sensitive card numbers on its servers (which makes them impervious to hacks).
Takeaway: In short, Google Pay lets shoppers quickly and securely check out using their favorite devices while merchants get more conversions and spend less time managing payments